The Fire Protection Committee has recently been informed that the Zapata Subdivision is classified with a ISO PPC Rating of 9. For many years we have been trying to get accurate information as it relates to what the current rating of the subdivision is and how the proposed Mosca/Hooper Fire Station #3 in the subdivision would affect our ratings.
ISO provides advisory services and information to many insurance companies. Your policy is a contract between you and your company. ISO analyzes the relevant data and assigns a Public Protection Classification (PPCTM) — a number from 1 to 10. Class 1 generally represents superior property fire protection, and Class 10 indicates that the area’s fire suppression program does not meet ISO’s minimum criteria. Virtually all U.S. insurers of homes and business property use ISO’s Public Protection Classifications in calculating premiums. In general, the price of fire insurance in a community with a good PPC is substantially lower than in a community with a poor PPC, assuming all other factors are equal.
Two Alamosa County sources and an informal conversation with a representative of ISO has confirmed that the subdivision has had a 9 classification since an agreement was reached with The Nature Conservancy and the Alamosa County Fire Protection District to house fire-fighting apparatus on The Nature Conservancy property in a temporary station,. This arrangement was to be effective until a permanent station could be built.
Any ZHA Member who has been denied insurance, or has received a significant increase in premiums should contact their insurance agent and inform them of this rating. If the agent needs clarification they can contact Don Chapman, the Alamosa City Fire Chief or Ken Van Iwarden, the Alamosa County Land Use Administrator for clarification.
More Information about ISO can be found at
http://www.iso.com/faq/ISO-FAQ/Frequently-Asked-Questions.html
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